Rakuten Cardholder Bonus Terms

Offer may be modified at any time. Only new cardholders of the Rakuten American Express® Card (“Rakuten Card”) are eligible. One bonus per eligible new cardholder. To be eligible for the bonus you must make minimum qualifying purchases set forth in the offer within 90 days of account opening. Eligibility for this bonus is determined by the offer in effect at the time of application submission, not the date of account approval or offer acceptance. The bonus will be awarded as Cash Back after the 90-day qualification period has ended and may take up to an additional 15 days to post to your Rakuten account. Restrictions and exclusions apply. See the Program Terms and Conditions for details.