Linked cards are eligible cards you add to your Rakuten account so you can earn Cash Back automatically when you shop in-store or dine at participating restaurants.
Once your card is linked:
- All dining offers are automatically added to your linked card
- Add in-store offers before you shop and pay with your linked card
Cash Back is automatically tracked, so you don't need to upload receipts.
Which cards can I link?
For the highest rewards, get the Rakuten American Express Card to earn 10% Cash Back on dining and an extra 4% Cash Back on all in-store purchases.
You can link most Visa credit and debit cards, Mastercard credit and debit cards and American Express cards.
At this time, these cards are ineligible:
- Macy's American Express cards
- Corporate and purchasing cards
- Health Savings Account (HSA) cards
- Flexible Spending Account (FSA) cards
- Government-administered prepaid cards (including EBT)
- Insurance prepaid cards
- Visa Buxx
- Diners Club and Discover cards
Is it safe to link my card?
Yes. Protecting your information is a top priority.
- Your card details are stored in a secure, encrypted environment
- Rakuten does not sell your card information
- We will never charge your card
- We will never ask for your CVV
- We use trusted payment network partners to confirm eligible purchases
Find more information about card security in our Privacy Policy.
Learn more
More about card linking and security: Linking a Card for In-Store and Dining Cash Back.
How to earn Cash Back in-store: In-Store Cash Back FAQ.
How to earn Cash Back at restaurants: Rakuten Dining FAQ.

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