How In-Store Cash Back Works

You can earn Cash Back shopping in person at select stores, just like you do online.

Here’s how to get started with earning In-Store Cash Back:

  1. Select your offer.


    See our In-Store Cash Back offers and select “Link Offer” for the store where you’d like to shop.

  2. Link the offer to your card.

    Enter your credit or debit card information, or link the offer to an existing card in your account. You can add as many cards as you like.


  3. Pay with your linked card to earn Cash Back.

    Use the same card to pay for your purchase at the store.

    Important: If you’re using a debit card, select “Credit” when paying. That means you’ll sign a receipt instead of entering your PIN. This is the only way we can track your Cash Back.

Tips for maximizing your In-Store Cash Back:

  • Relink the store offers after you shop. Linked offers are valid for one purchase only.
  • Easily use our App to link an offer right in the store! Linked offers are available for use instantly.
  • Once you have our App, make sure push notifications are turned on so you’ll be alerted to exclusive In-store Cash Back deals near you.

Getting your In-Store Cash Back

Just like online Cash Back, In-Store Cash Back must be confirmed by the store. This could take a few hours or days. Once the store confirms your purchase, you’ll see the Cash Back in your account. We’ll also send you an email letting you know your Cash Back is on its way.

Card safety and security

We take your privacy and security very seriously. Your credit card data is safely stored in a secure, encrypted environment that has been certified as compliant by the Payment Card Industry Security Standards Council (PCI). You can learn more about PCI compliance at For more information on how Rakuten handles your private information, please see our main Privacy Policy and the In-Store Cash Back Terms & Conditions.

Have more questions? Submit a request