Choosing Your Rakuten Payment Method

There are two ways to receive your Cash Back payments:

  • Big Fat Check
  • PayPal payment

Either method you choose is completely free. Payments are sent every three months on our payment schedule

Big Fat Check

If you opt for a Big Fat Check, you will receive a check issued to the name and address in your Account Settings (or “Choose How to Get Paid” in the App).


Payments can be sent to the PayPal account of your choice. You’ll be asked for verification when you select this method or update your PayPal email address. For more information about PayPal verification, please visit PayPal.

If you choose to receive a PayPal payment, your payment will be issued to the account associated with the PayPal email address in your Account Settings (or “Choose How to Get Paid” in the App).

Track My Payment

Cash Back for Change

Your Big Fat Check can make a big impact! With our Cash Back for Change program, you can donate the change from your quarterly Cash Back payment to our partner nonprofits. Members who get paid via PayPal or check are eligible to participate. All you need to do is opt in to start giving back. You can also do this in your Account Settings.

Learn more about Cash Back for Change

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